Publications

Opinion pieces by Naveen Gupta, published in Singapore's leading business dailies — The Straits Times and The Business Times and publications from other countries

Newspaper clipping of “How to do innovation right” in The Straits Times, 20 March 2019
The Straits Times20 March 2019

How to do innovation right

By Naveen Gupta

A bank whose e-statements don't reach who they should. An app that works only on specific phone models. Some thoughts on how companies can set up more effective innovation structures.

Newspaper clipping of “The why, how and what next of digital wallets” in The Business Times, 19 April 2017
The Business Times19 April 2017

The why, how and what next of digital wallets

By Naveen Gupta

Their future is under threat with the advent of certain other services, but they will keep evolving until they can offer seamless transfer to anyone across geographies.

Newspaper clipping of “Is bitcoin a currency?” in The Business Times, 3 October 2017
The Business Times3 October 2017

Is bitcoin a currency?

By Naveen Gupta

Given that bitcoin has not been authorised as currency, in theory it is a barter. A look at what qualifies as money, why bitcoin fails those tests, and why it is better understood as a commodity or alternate asset class.

The Straits Times

8 ways to help push Singapore’s digital drive

7 February 2018

The Straits Times7 February 2018

8 ways to help push Singapore’s digital drive

By Naveen Gupta

Singapore leads the world in digital government, yet everyday life still runs on a wallet full of plastic cards and cash. Eight practical, ground-level steps to make the Smart Nation truly cashless:

  1. Equip every taxi to accept cashless payment.
  2. Abolish surcharges on cashless taxi fares.
  3. Open the Nets network beyond its consortium banks.
  4. Support QR codes alongside NFC payments.
  5. Digitise retail loyalty and membership cards.
  6. Remove telco fees and barriers for NFC SIM cards.
  7. Put a verified digital NRIC on smartphones.
  8. Deploy point-of-sale terminals that accept every format.

The Business Times

Is fintech just full of froth?

19 November 2015

The Business Times19 November 2015

Is fintech just full of froth?

By Naveen Gupta

Stakeholders beware: many startup founders don’t seem to grasp the underlying business proposition fully. Fintech is not all froth — but founders and investors should strip away the buzzwords and ask the timeless question: will anybody pay for my product or service, and why should they?

Lakshmi Mohanbabu with the three Deep Ocean Interactions Cubes at Gallery ART NOW, March 2025
New India Abroad27 March 2025

Indian-origin artist’s work adorns deepest and highest points on Earth

By Naveen Gupta

Lakshmi Mohanbabu is the first-ever artist to have her installations in space and the deep ocean — from the International Space Station and the Moon Gallery to three 3D-printed cubes placed 7 km beneath the Pacific near the Mariana Trench, in collaboration with NuStar Technologies, NTU Singapore and JAMSTEC.

Spiritz Vino Diary article “Tokaj, Bull’s Blood, & Hungary’s Finest” by Naveen Gupta, published May 2025
SpiritzMay 2025

Tokaj, Bull’s Blood, & Hungary’s Finest

By Naveen Gupta, South East Asia Contributor

An exploration of Hungary’s rich winemaking heritage, from the structured Furmint grape and Tokaj’s celebrated wines to the history and character of Bull’s Blood.